* { font-family: Arial, Helvetica, sans-serif; font-size: 12px; }
body { background: #fff; margin: 0; padding: 0; }
a, a:visited { text-decoration: none; }
a:active, a:hover { text-decoration: underline; }
.clearfix { display: block; height: 0px; line-height: 0.1px; clear: both; }
div.clear {margin:0; height:0px; clear:both; font-size:0px; line-height:0px;}

#creds {font-size:12px; text-align:center; color:#3d79c8; padding:14px 0;}
#creds a {font-size:12px; text-decoration:none; color:#3d79c8;}
#creds a:hover {text-decoration:underline; color:#000;}